Atlantic Financial Settlements
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Reasons For Selling Your Life Policy
  • Are your premiums too expensive?
  • Would you like to recieve more than the policy surrender value?
  • Could you use a cash settlement right now?
  • Do you have more life insurance coverage than you need?
  • Has there been a sudden change in your health condition?
  • Is your life insurance policy about to lapse?
  • Are you worried about planning for the future?
If any of the above apply to you, we can help you get a cash settlement for your life insurance and, at the same time, eliminate your expensive monthly premiums. Now there is a way that you can benefit from your life insurance policy - Life Insurance Settlements. Rather than cancelling the policy, or letting it lapse, you may be able to sell it and get significant value from it. For individuals 65 and older there are estimates that 20 percent of whole life policies may have a fair market value greater than the cash surrender value to your insurance company. Even term life policies, with no cash surrender value, may have a fair market value enabling you to recover some of the cash you paid into your policy over time. Even life insurance policies for senior employees owned by businesses, like key man life insurance policies, paid for by the business, which are no longer needed because of age, retirement, mergers, acquisitions or are just no longer wanted by management, may be considered for Life Insurance Settlements.

Types of Life Insurance That Qualify
  • Whole Life
  • Universal Life
  • Variable Life
  • Term Life
  • Joint Survivorship
  • Group Life